Knowledge is power and the Internet is a powerful tool for today’s consumers that is being taken more seriously these days. When I moved here my car insurance premiums went up and I remember complaining to my insurance agent about the rate increase. He informed me that I had moved into a different “territory” which they believe deserve charging a larger premium for. Now how crazy is that?
There has been a ton of commercials pushing insurance these past couple of years. The Internet allows you to research low cost car insurance without all the phone calls involved like back in the last century. (I’ve always wanted to say that) By going online you can find money saving auto ins tips with sites that help you compare coverages and rates. It’s certainly the most practical way of shopping for your insurance needs.
I understand California has a lot of ways to help people that can’t afford auto insurance. I think that is pretty awesome. I wish more states would follow that trend. With all of the traffic issues that California has to deal with and their major budget problems I’m really surprised that they have programs as they do to help people.
I found an interesting website that deals with low cost insurance issues at onlineautoinsurance.com. There is a lot of good information to read, links to all kinds of information related to insurance needs and concerns. I even watched one of their low income ins video online promotions that was worth watching, that is on YouTube.com.
I’ve decided that I’m going to start shopping around for a better deal on my car insurance. I hate to leave my current agent though. I used to work for him years ago and he always takes such good care of me, but if he can’t get my rates down I’ve gotta find some one else to do the job for me and there is plenty to choose from out there these days folks!
It is a shame that the economic crisis is effecting so many people in a variety of negative ways. Homes being lost, jobs being scarce, crime on the rise and drug treatment centers popping up left and right in order to serve so many people that have turned to drug and alcohol abuse. It can’t get much worse than this folks.
My closest cousin, who lives in Fort Worth, is considering having a home security system installed in her newly purchased home. There has been a rash of home break ins the last year and she is getting a bit nervous. We are all hearing how the declining economy is making people turn to desperate measures and robberies are a desperate measure for a lot of folks. Drug and alcohol abuse is on the rise due to the stress of this economic mess that our government has gotten us all into. We are all just a mess these days.
She has joined their local neighborhood watch and gotten to know some their neighbors a bit better. They have two large dogs that have been making them feel a bit better but the situation has declined so much that they are a bit leary with leaving it all up to the dogs. The neighborhood watch have a good relationship with the Fort Worth, PD and they have provided all the members with police security tips to review, and utilize which is a good idea. But she is still worried and in the market for a good quality but affordable home security system. She has reviewed the website of homesecurityteam.com which is the ADT Home Security System Authorized Dealers site. ADT is a repitable company and has some good packages to choose from. My cousin tells me that they have 130 years experience is the security business. There is something to be said about a company that has been around for that long.
Last night as I was trying to settle in and find a good TV show to watch as I tried to fall asleep I stumbled across a news program that was showing the last convoy of American troops leaving Iraq. What an exciting day for our troops. They are saying that the war is over, 7 1/2 years later.
The end result will remain to be seen.
Going through the process of a debt consolidation can make a drastic difference in the monthly payments that you find are due each and every month, time after time and seemingly to be never ending and are overwhelming a good amount of people these days. This depression isn’t letting up one bit for any one that I know or am related to. People are still losing their houses and properties. Jobs are still scarce, crime is rising, home invasions & robbery are happening big time with people getting so desperate for money. The old saying that money is the route to all evil sure comes to my mind a lot lately.
It’s good that we have credit counseling and debt consolidation options available to us to help in times like this. I’m going to check into a debt consolidation and see what they have to offer. My credit is not in the best light right now so I’m curious to see what a bad credit rating will bring about in the quote.
Right now I figure that I’m $7,500 in credit card debit. I’d really like to get those numbers way down. Two of my current credit cards are charging me 29.9% interest, that is just nuts. I’ve called all of my creditors and asked for the interest rate to be lowered to no avail. That was a waste of time and effort, not that I had any faith in any of them doing anything about it. It’s just that all the specialists say that that is one of the first things to do on a lengthy list of to dos when dealing with credit card injustices.
I’ll keep you posted on what I find out.
