Tomorrow is the first day of school in the county that I live in. We can now look forward to all of the yellow school buses shuffling all the local kids back and forth to their schools. Sometimes it really sucks to be stuck behind one for a long period of time with no way of getting around it, while it’s stopping here and there taking on or dropping at various bus stops along the way.
A few years back I called all the credit card companies that I held cards for in my wallet and tried to get them to work with me and some how come up with a way for me to get a better deal that what I was currently stuck in. With money becoming more and more of an issue, we all have been told things that we can do in order to make things easier for us until our government gets us out of this economic nightmare that is literally ruining billions of people’s lives.
These “tips” that are being thrown at us are basically the same “tips” over and over and over, with the first tip almost always being to contact and communicate with your creditors, which sounds easy enough, but it didn’t do a darned thing for me, nor any one else that I know that has made the effort to spend a good amount of time on the phone and the computer in order to get our creditors to budge.
I was hoping to put a dent in my credit card debt with some of the money that I got back from Uncle Sam. I did make a dent, just not as big as I was hoping for, other things kept popping up that I thought (at the time) I needed and deserved more than just sending it off to these ungrateful credit card companies that are eating me up alive. But………….I have decided to take some time on the computer and check out some of the balance transfer credit cards that are out there. I did find a good site all ready balancetransfers dot com, that has a balance transfer calculator that I filled in, in less than one minute, where I found that I could possibly be saving over $400 a year just on the one VISA credit card that I have. That was an eye opener considering that my VISA is the one with the lowest balance as well as the lowest interest rate of all of the charge cards that I have.
So after seeing that I have bookmarked the site and will gather up my previous credit card bills and sit my butt down and see what numbers come up when I put in their information. But I wanted to enjoy my dinner while it is hot and take my hot bubble bath that I’ve been waiting for all day long and then get back to business, I don’t like numbers and dread the thought of doing all of this. But as it usually turns out, it will be quick and more simple than I thought and I’ll have it done in no time and I’ll be ready for action at that point!
I was at a garage sale this morning and they had a huge collection of VHS tapes for .50 each! They had some of my all-time favorites, too! In the end, I decided not too because I don’t even have a VHS player, so how would I watch them? It was tough to pass them up, though. Does anyone still have a VHS player, or even watch VHS tapes, or is that a thing of the past? It kind of reminds me of a tape player; everyone uses CD’s now.
All I ever see in stores is DVDs for movies, so I’m guessing VHS tapes are done. It was too bad, though, because like I said, that garage sale had an amazing collection. I have heard of some machines that convert VHS to DVD, but I don’t have one of those, and it’d probably be more money than it would be to just go buy the DVD. I actually have Direct TV, so I usually just watch movies On Demand at home.
I want to know why I never have the type of battery that I need. I have a shoe box with plenty of various batteries along with the battery tester that I picked up a few years ago, which was the best $5 I’ve ever spent. Being able to quickly find out if a battery is good or bad, right on the spot is awesome, it keeps things a lot easier and has saved me plenty of money since I got it.
I just found this battery case that holds all the various household batteries that you need along with a tester. I think I’ll order it. A great deal for under $20. As a matter of fact I think that I just may order several and use them for Christmas presents!